Find the right pension adviser and plan your retirement with confidence
Your pension is likely to be one of the biggest financial assets you’ll ever own and the decisions you make about it deserve proper, regulated advice. Financiable® connects you with a pension adviser from a firm authorised and regulated by the Financial Conduct Authority (FCA), based on your objectives, circumstances and location, all through one simple, free service.
Enter your postcode below to get started.
How can I find a pension adviser?
If you search ‘pension adviser near me’, you’ll see a long list of firms but this gives you little sense of who is genuinely right for your situation. Financiable® takes a different approach — we do the matching for you, in four straightforward steps.
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Submit a short enquiry
It takes a couple of minutes and there’s no cost or commitment.
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Speak to our team
One of our specialists will call you to understand your objectives, the area of pension advice you’re interested in and where you’re based.
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Get matched
We’ll connect you with a suitable pension adviser from a firm authorised and regulated by the FCA from our panel for a free initial consultation.
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Have a free initial consultation
There’s no obligation to proceed — you decide if and when you’d like to take things further.
We don’t give advice ourselves — we connect you with regulated advisers who do.
Why choose Financiable®?
Financiable® exists as a trusted starting point, helping to make finding pension advice simpler. We offer:
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Advisers from FCA-authorised firms
Every adviser on our panel provides advice through a firm authorised and regulated by the Financial Conduct Authority. You can check a firm’s status on the FCA Register.
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Nationwide coverage
Wherever you are in the UK, we can match you with an adviser who works in your area or offers remote consultations — so if you’ve been searching for ‘pension advice near me’, we can help.
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Free matching service
You pay nothing to be matched. Any adviser fees are set out clearly by the adviser before you commit to anything.
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Prompt response times
We know pension questions rarely feel small. Our team responds promptly, so you’re not left waiting to take the first step.
Have a question before you begin? Get in touch with our team who will be happy to help.
Contact usPension advice services
The advisers on our panel can help with a wide range of pension and retirement planning needs:
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Pension drawdown
Drawdown lets you take a flexible income from your pension while the remainder stays invested. An adviser can talk you through how it works, what it might mean for your income over time, and the risks involved.
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Combining pensions
If you’ve built up pots across several employers, consolidation may make them easier to manage. It isn’t right for everyone, and an adviser will look at features and guarantees you could lose before recommending anything.
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Moving a pension to another provider
Moving a pension to a different arrangement is a significant decision. Advice helps you understand the charges, investment options, features, exit costs and any valuable guarantees or protections that could be lost.
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Personal pensions
Whether you’re self-employed or topping up a workplace scheme, a personal pension gives you a pot of your own. An adviser can help you consider contribution levels and structure.
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Annuities
An annuity converts some or all of your pension into a guaranteed income, often for life. Rates and options vary considerably. Annuity decisions can be impossible to reverse, so advice can help you compare them properly.
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Retirement planning
Bringing everything together: your pensions, other savings, the State Pension and your plans for later life.
When should you get pension advice?
There’s no single ‘right’ moment to seek pension advice, but these are some of the most common situations where people find it valuable:
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You’re approaching retirement
The years before you stop working are a natural time to review your pensions, understand your options and start shaping a realistic income plan.
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You’re 55 or over and thinking about accessing your pension
From age 55 (rising to 57 in 2028), you may be able to start taking money from your pension. How you do it can have lasting consequences — including for tax and how long your money lasts — so it’s worth understanding your options fully first.
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You have several pensions from different jobs
It’s easy to lose track of old workplace pensions. An advisor can help you review what you have and consider whether consolidating could make sense for you including any features, guarantees, charges or protections you could lose.
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You’re considering moving a pension to another provider
Transferring a personal pension between providers involves weighing up charges, features and potential risks — an area where regulated advice can be particularly valuable.
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You want to make the most of your pension savings
Whether it’s reviewing contributions, understanding tax relief or checking how your pension is invested, an adviser can help you get organised well before retirement.
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You’re planning your retirement income
An adviser can help you understand the different pension options and make a personal recommendation based on your situation.
Regulation and consumer protections
Our panel consists solely of advisers who provide advice through FCA-authorised and regulated firms. We’re open about what we do: we match, they advise. We don’t recommend products, forecast returns or make promises about outcomes.
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Regulated by the FCA
Financiable® is a trading style of TFAS Wealth Limited which is authorised and regulated by the Financial Conduct Authority – reference number: 968148.
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Registered company
TFAS Wealth Limited is a registered company in England and Wales – company number: 13664696.
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Registered office
Second Floor, St Andrew’s House, 119-121 The Headrow, Leeds LS1 5JW.
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Data protection
Registered with the Information Commissioner’s Office under registration number ZB370703.
Customer reviews
Your starting point for pension advice
Financiable® exists because finding the right financial pension adviser shouldn’t be the hardest part of getting financial advice. Our team spends time understanding each enquiry properly — objectives, area of interest, location — so that the introduction we make is a considered one.
The service is free to consumers and there’s no pressure to proceed at any stage, and if the adviser we introduce isn’t the right fit, you’re under no obligation to continue.
FAQs
What is a pension adviser?
A pension adviser is a professional who reviews your pension arrangements and makes recommendations based on your individual circumstances, objectives and attitude to risk. Regulated pension advice must be provided by, or on behalf of, a firm authorised and regulated by the FCA, and the adviser must have the appropriate competence and permissions for the advice being given.
Why might I need a pension adviser?
Pension decisions are often difficult or impossible to reverse. An adviser can explain the options available to you, highlight risks you may not have considered, and set out a recommendation in writing so you understand the reasoning behind it.
How much does pension advice cost?
Fees vary between advisers and depend on the complexity of your situation. Some charge a fixed fee, others a percentage of assets. Whatever the structure, your adviser will explain their charges clearly before you commit to anything. Your initial consultation through Financiable® is free.
When can I access my pension?
You can normally access a private pension from age 55, rising to 57 from April 2028. Accessing your pension early can affect how long your money lasts, so it’s worth discussing with an adviser first. The State Pension is separate and has its own age threshold.
Are the pension advisers introduced by Financiable® FCA-regulated?
Yes. The advisers on our panel provide advice through firms authorised and regulated by the Financial Conduct Authority (FCA). You should check the relevant firm’s status and permissions on the FCA Register before proceeding.
Ready to talk to someone about your pension?
It starts with your postcode, and your first consultation is free.
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